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When To Hire A Lawyer

Do I Need a Lawyer Following Major Property Damage?

Written by Professional Restoration on October 31, 2018. Posted in Disaster Recovery.

Just because you make insurance payments every month, doesn’t mean your insurance company, their adjusters and loss consultants will see things your way after major property damage.

There are times when policyholders and insurance companies come to a stalemate, and when an agreement can’t be made, it’s often useful to hire a home insurance lawyer.

At Professional Restoration, we work with insurance companies all the time. We know how they work and have helped hundreds of homeowners and commercial property owners navigate complicated property claims.

Below, we discuss when to hire an attorney and the benefits of obtaining a lawyer after major property damage.

When Should a Lawyer Get Involved?

Every insurance claim has challenges. But not every claim requires the expertise of an attorney.

A lawyer can help homeowners and commercial property owners pursue adequate compensation through settlement negotiations or trial.

If you find yourself unable to reach an amicable agreement over your home or business insurance settlement, you might consider legal help.

There are lots of reasons you might disagree with a claim settlement including:

There are several ways to remedy a disagreement. But when the insurance company won’t budge and time is wasting, a lawyer can help protect your rights and keep things moving forward.

Large-loss property insurance claims are especially complex and may benefit most from an attorney’s help.

What Are the Benefits of Hiring a Home Insurance Lawyer?

There are lots of ways an attorney can help you through tough settlement negotiations.

First, an attorney can break down complex language and legal jargon common in contracts and insurance policies. You can expect detailed answers to legal questions you have about your policy and how it relates to your claim.

An attorney can also organize important documents and obtain evidence specific to your losses. They can also provide comprehensive documentation regarding how the claim is handled and record any delays, denials, and so on.

Should a formal lawsuit be required to compensate your losses, detailed records and documentation are crucial to your success.

Important Information for Policyholders

In many cases, an attorney can push settlement negotiations in your favor before a lawsuit is even mentioned. In fact, few lawsuits will see a courtroom, most settle through negotiation.

However, policyholders cannot file a lawsuit after settling a claim. There are rare exceptions to this rule, but generally, settling precludes you from legal recourse.

If you feel like your insurance company is not treating you or your claim fairly, contact a lawyer right away. The more evidence and documentation available to the attorney the better.

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Call Professional Restoration Today!

Professional Restoration specializes in supplying Denver, CO clients with exceptional care and dependable restoration practices. Our decades of experience have enabled us to tend to a wide variety of projects with the knowledge and expertise our clients deserve. Our services include a wide range of restorative work, from water and fire damage to mold remediation, sewage maintenance, and structural repair. When the time comes to invest in a high-quality restoration company, look to Professional Restoration to supply you with skilled staff members, reliable techniques, and courteous customer service.

Call Professional Restoration Today!

The Professional Restoration team’s specialty is in offering complete, in-house restoration services to address any type of property damage. Through our decades of experience, we are able to help with everything from the restoration of water or fire damage, to mold removal, and reconstruction services.

We understand that living and working through the restoration process with a remediation and water restoration company can be an incredible headache. That’s why the team at Professional Restoration will be at your side every step of the way, including dealing with your insurance company to ensure the process is manageable and equitable for you. Our staff has decades of experience navigating the intricacies of insurance claims and we’re prepared to put our expertise to work for you. When you’re ready to look for a commercial restoration company, consider Professional Restoration for our reliable processes, certified staff members, and superior customer service practices.